Explain what changed this month
Material movements traced to transactions and written in plain English.
What does this agent do?
OpenBooks explains monthly financial changes by comparing periods and budget, identifying material movements, tracing them to source transactions, and separating verified causes from questions that still need an owner.
What OpenBooks needs
- Current month reconciled
- Comparison period available
What OpenBooks will do
- I compare the current month with budget, prior month, and prior year where available.
- I identify material movements in cash, revenue, expenses, receivables, payables, and restricted balances.
- I trace each movement to the transactions and timing behind it.
- I separate known causes from questions that still need an owner.
- I draft a concise monthly explanation for management or board review.
What you get
A source-linked monthly financial narrative explaining material changes and unresolved questions.
Know exactly what you’ll receive
Answer “what changed?” without scanning every account or accepting an unexplained chart.
- Material movement summary
- Budget and period comparisons
- Source transaction drivers
- Known causes and timing effects
- Open questions and decisions needed
A clear fit before you start
Operators, finance leads, and boards that need a plain-language monthly financial review.
You can customize
- Comparison periods
- Materiality threshold
- Accounts and programs
- Audience and narrative length
OpenBooks prepares. You decide.
- 1
OpenBooks identifies movements and drafts explanations from the ledger.
- 2
Account owners confirm causes, timing, and unresolved questions.
- 3
Your finance lead approves the narrative for management or board use.
Before you start
Will OpenBooks state a cause it cannot verify?
No. Verified drivers are linked to source activity. Anything that still depends on operational context is presented as a question for the responsible owner.
Can the explanation be used in a board report?
Yes. The audience, length, comparisons, and materiality threshold can be tailored before finance approval.
Can I edit the draft before anything happens?
Yes. OpenBooks prepares a private draft and surfaces questions. You can correct the narrative, classifications, figures, and recipients before approval.
Does OpenBooks make the final decision or submit for me?
No. OpenBooks prepares and organizes the work. Your authorized human reviews every consequential decision and handles certification or final submission where required.
How is each number verified?
Figures stay linked to the underlying ledger, transactions, and available evidence so reviewers can trace the source instead of relying on a summary alone.
What if my books are not ready?
Start anyway. OpenBooks identifies the missing prerequisites and unresolved items so you have a concrete checklist instead of discovering gaps at the deadline.
Use the words you would actually search
- How do I explain monthly financial results?
- Why did expenses increase this month?
- How do I write a monthly variance analysis?
A source-linked monthly financial narrative explaining material changes and unresolved questions.
~3 min after the month is reconciled.