Plaid
OpenBooks uses Plaid to read a secure, read-only feed of your bank and card transactions — the raw activity every reconciliation starts from.
What OpenBooks does with Plaid
- Connects your bank accounts through Plaid with read-only access.
- Streams cleared transactions into the ledger for reconciliation.
- Never initiates payments or moves money — read-only, always.
What data flows
← OpenBooks reads
- Account balances
- Cleared transactions
- Account & routing metadata
→ OpenBooks writes
- Nothing — bank feeds are strictly read-only
Trust & security
- Access
- Read-only transactions scope via Plaid Link. OpenBooks never receives your bank password — Plaid brokers the connection.
- Revoke
- Revoke OpenBooks' access at any time from Plaid (Plaid Portal or your bank)'s connected-apps settings, or from your OpenBooks dashboard. Tokens are scoped and never sold.
- Encryption & handling
- Processed on OpenBooks-controlled infrastructure, encrypted in transit (TLS) and at rest. Never shared with third-party model providers (local-only data doctrine). See /security.
Full detail on how we handle your data lives on our security page.
Status
Live — Connect from your organization settings. Availability depends on your bank and OpenBooks Plaid production access.